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Frequently Asked Questions

Smart-ID (full access account)
Estonia Latvia Lithuania
e-Identity:
ID-card *
Mobile-ID n/a
Bank offices:
SEB
Swedbank
Luminor
Biometric identification:
ID-card
Passport
Existing Smart-ID account
Smart-ID ** ** **
Smart-ID Basic (limited access account)
Estonia Latvia Lithuania
Bank link:
SEB n/a n/a
Urbo Bank n/a n/a
Bank offices:
SEB n/a n/a
Swedbank n/a
Urbo Bank n/a n/a
Šiaulių Bankas n/a n/a
Existing Smart-ID account:
Smart-ID n/a

How to use the table:
V = Yes, this method is available
n/a = No, this option not available
* = Option available with some limitations
** = Option available with specific limitations, please read more about using your existing Smart-ID to authenticate a new account.

NB! Depending on the registration method, different age restrictions may apply for users younger than 18 years old. Please read more about the requirements for Smart-ID account for minors.

Terms of use, for example transfer limits etc., are set by e-service providers.

* Geographical restrictions might apply.

There are a few possible reasons.

Antivirus software:
If you’re using an Android device, you might get an error message because you have antivirus software such as Android AVG or parental control app Qustodio installed on the device which is preventing a secure connection within the Smart-ID app. Try disabling the software and registering again to see if it solves the problem.

No mobile data:
You might also get the error message “connection is not secure” if you are using mobile internet and have run out of allocated data. Check if you can still use the internet and if not, either connect to a Wi-fi network or contact your mobile provider to top up your data.

Wrong date and time:
If your phone is using the wrong date and time (i.e. you’ve been travelling or changed time zones, have adjusted them manually etc), you might also see the same error message. Change your phone’s date and time settings to “automatic” and try again!