Frequently Asked Questions

Smart-ID itself has no age restrictions for its users – but age limits have been set by identity providers and depend on the Smart-ID account type and authentication method chosen.

Smart-ID accounts for users under 18 years old also require a parent authorization.


Minimum age requirements:

Smart-ID (full access account)
Estonia Latvia Lithuania
ID-card 0 y n/a *
Mobile-ID 15 y n/a *
Bank offices:
SEB * * *
Swedbank * * *
Luminor * * *
Biometric identification
ID-card 7 y 7 y 7 y
Passport 7 y 7 y 7 y
Smart-ID Basic (limited access account)
Estonia Latvia Lithuania
Bank link:
SEB n/a 7 y n/a
Bank offices:
SEB n/a 7 y ** n/a
Swedbank n/a 6 y ** 6 y
Urbo Bank n/a n/a 18 y

Terms of use, for example transfer limits etc., are set by individual e-service providers.

n/a = Option not available
0y = No age restrictions
* = No age requirements set by Smart-ID, but you need to check with your service provider/mobile operator/issuer for age requirements set by them.
** = Both the minor and the parent need to visit the bank office together. For SEB, it applies to all minors. For Swedbank, it applies to minors under the age of 16.