Frequently Asked Questions

Smart-ID (full access account)
Estonia Latvia Lithuania
ID-card 0 y * *
Mobile-ID 15 y n/a *
Bank offices:
SEB * * *
Swedbank * * *
Luminor n/a n/a n/a
Šiaulių Bankas n/a n/a n/a
Medicinos Bankas n/a n/a n/a
Smart-ID Basic (limited access account)
Estonia Latvia Lithuania
Bank link:
SEB n/a 16 y 14 y
Swedbank n/a 0 y 7 y
Luminor n/a 7 y 14 y
Šiaulių Bankas n/a n/a 7 y
Medicinos Bankas n/a n/a 14 y

Terms of use, for example transfer limits etc., are set by individual e-service providers.

n/a = Option not available
0y = No age restrictions
* = No age requirements set by Smart-ID, but you need to check with your service provider/mobile operator/issuer for age requirements set by them.

  1. Both the child and parent must have an Estonian, Latvian or Lithuanian national ID number;
  2. One of the following options must be chosen for registration:
    • Electronically: using an ID-card or Mobile-ID.
    • Visiting a bank office: the parent and child can go to bank office together and register an account there. Please note that both the child and parent will need to bring a national ID document with them. In Latvia, a birth certificate or a similar document must also be provided proving the parent-child relationship.
  3. The registration must be approved by the parent by signing the Smart-ID account application:
  4. Note that when selecting online bank link identification in Latvia and Lithuania, you can only obtain a Smart-ID Basic account which is limited to relevant bank’s services. See more about Smart-ID levels.